Side-Hustle GST/HST $30k + CPP Tracker

Track your side-hustle sales against the $30,000 GST/HST small supplier limit and estimate the CPP you owe on self-employment. Built for Canadian freelancers and side-sellers.

Log each sale and expense. The tracker adds up every calendar quarter and the last four quarters, warns you at 80% of $30,000, and flags the exact sale that takes a single quarter over the limit, when GST/HST applies straight away.

If you cross $30,000 over four quarters, it works out when you stop being a small supplier, the effective date of registration from your own sales, and the 29 days you then have to register. Rates for all 13 provinces and territories are included.

It also estimates self-employed CPP (11.9%) and CPP2 (8%) for 2026 and 2027, counting CPP already taken from a job, and what to set aside each month.

Inside: an 8-sheet Excel workbook (also works in Google Sheets), the same tracker as an offline web page, and a PDF quick-start guide. Rules checked against canada.ca on 2 November 2026.

Estimates for planning only, not tax, legal or financial advice.